Call 256-704-7400 To Get the Right Business Owners Insurance Protection For You at the Lowest Cost!
As a business owner, you know how much time and money you have invested towards building your small or medium sized business, so it makes perfect sense to invest time and money in having the right type of insurance protection to ensure the longevity of your business. A business owners insurance policy (BOP) is highly recommended for your business, as it provides many coverage options that offer solid protection packed into one policy. Burkett & Associates Insurance Agency is here for your business needs so you can get the right business owners insurance protection for you at the lowest cost.
A Standard Alabama Business Owners Policy Includes Coverage for the Following, but Not Limited to:
- Liability Coverage – provides protection when injury or damages are sustained on your business property, for which you are liable
- Property Insurance – provides protection for your building, business equipment, and inventory
- Crime – provides protection when a loss occurs due to embezzlement or employee dishonesty
- Business Interruption – provides loss of income and continuing expense protection when your business experiences a temporary/permanent shutdown (due to a loss), and ends when your business is back up and running
Some examples of businesses that operate under a typical business owners policy include convenience stores with gas pumps, retail stores, small restaurants, accounting firms, laundry/dry cleaners, and dentists offices, to name a few.
We Understand Your Business Needs
Although a BOP is not intended to be the only policy your business needs, there are other available coverage options that can be purchased such as commercial auto insurance, workers compensation, commercial auto, and general liability so if you decide to bundle your various insurance options under one roof, you will be eligible for a discount.
Each business is unique with a unique set of business needs. There are many variables, options (add-ons), and special limits that are characteristic of a business owners policy, so it is always best to discuss your unique business needs with us at Burkett & Associates Insurance Agency to ensure your business is protected the way it should be! We are an independent insurance agency that has been insuring businesses since 1991 in the Huntsville, Alabama area.