Insuring your restaurant with the right type of business insurance is imperative, but there are some important factors to understand in the event of a loss. If you suffer a covered loss, you will be faced with the claim payout following the peril and you should know the key differences between replacement cost or actual [...]
The restaurant industry is faced paced and always evolving, and your success depends on having the right type of insurance protection. One thing you can expect to happen are unexpected scenarios, accidents, and disruptions that may impact your day-to-day business dealings. Facing these challenges and having a plan in place when unforeseen accidents happen is [...]
The construction business can be profitable and successful, but never forget the risk exposures are plentiful. While the right commercial insurance protection is critical, you can do some things to reduce your risks of loss while protecting your employees, property and assets. Read on to find out some common loss control tips for construction companies [...]
If you are planning/designing, or working on a renovation, remodel or new construction, have you considered the right type of protection for the property or renovation during the process? As you know, you can always anticipate the unexpected situation that may damage the work as its being done, so you need to take the proper [...]
If you are a homeowner, then at some point in time, you may have to repair or replace something that is damaged. For example, your roof may be heavily damaged in severe weather conditions such as wind and/or hail. As a result, you could be faced with contractor fraud. Unfortunately, fraud happens all the time [...]
If you are a restaurant owner or considering becoming one, you need to understand the many risks associated with the restaurant industry. Restaurants face some unique risks and will need the right type of business insurance to protect your business. Some obvious insurance needs would include coverage for the building itself, liability, workman’s compensation, and [...]
Springtime is officially here and while that brings warmer weather, budding trees, and spring flowers, it also can bring high winds. Windy days and nights can bring down trees, branches, and create havoc whether there are severe weather conditions accompanying the winds. A “high wind” alert from The National Weather Service means that the winds [...]
As a business owner, you have a lot to keep up with when it comes to taking care of and growing your business. Spring is in the air so it may be time to clean up and clear out some things that may be holding you back. Decluttering your business office can reduce stress, optimize [...]
If you own a vehicle, chances are that you have let someone drive your car on occasion. Perhaps a friend’s car is in the shop getting repairs and you let him/her borrow yours for the day, or maybe a friend or family member had to run to the store for an item(s) and your car [...]
Whether you are planning to move, downsize, or stay put in your current home, it may be time to declutter. As time marches on, things around your place may pile up and what better time to purge than Spring? Plan a proposal to address the “stuff” in your home today! Read on to discover key [...]