The contracting industry can be a risky business unless you can anticipate mistakes or unfortunate situations that may pose a threat to your business, and secure the type of contractor insurance that covers your most inherent risks. You may assume that by having contractor insurance then you are “covered”, but what if you are faced [...]
In today’s world, both small and medium sized businesses are exposed to some serious risks that could eventually lead to a downward spiral of your business, assets, and financial security if you aren’t careful. Have you considered some important risks that your business may face or will you risk everything you have worked so hard [...]
Accidents involving fleet cars/trucks cost businesses millions of dollars every year, which in turn can create higher insurance rates for business owners. As an Alabama business owner, training your fleet drivers on road safety should never be taken lightly and enforcing safety rules and regulations is a must for the success of your business. Do [...]
Going into business with other people has its share of benefits, but when things go awry, which often do, will your share of the business, assets, and livelihood be protected? Your Alabama business may be profitable and successful, however if one of the business partners dies or wishes to opt out, you need to have [...]
As a business owner, you have a lot of responsibilities in the day-to-day business handling such as appointments, employees, schedules, and even the insurance that protects it. In order to protect your business and assets, you must prioritize the insurance that covers it and knowing some differences between certain insurance terms is vital to the [...]
Owning and operating a car also means insuring that same car, as the state mandates, but many people may only view insurance as something that is there just in case an accident occurs, without truly comprehending what kind of protection it offers and for whom it is designed. Don’t wait until after a loss has [...]
If you own a restaurant you know how important your reputation is relative to the food served and customer service provided, and when your patrons dine in your restaurant, you want them to have a wonderful dining experience and come back regularly. However, sometimes things happen and suddenly you may be faced with some unpleasant [...]
You may have heard of an umbrella policy in regards to auto or homeowners insurance, but do you know what it means or how it can provide a safety net when situations turn to devastation? Umbrella insurance is designed to help safeguard you and your assets from overwhelmingly large liability claims and/or legal judgments and [...]
Regardless of where you live, you are not going to escape the possibility of experiencing floods and the destruction that accompanies floods. Did you know that just a few inches of water in your home could amount to tens of thousands of dollars in damages? This is just one of many very important flood insurance [...]
Discrimination, harassment, failure to promote, and wrongful termination are all very common forms of employee claims/allegations within the work force that may expose any business to financial collapse if the allegations are founded. The best way to protect yourself, your assets, and business is to know some ways to reduce your risk of employee claims [...]
