Owning a home comes with much pleasure and comfort, but also a lot of responsibility.  Homeowners insurance is one of those essential responsibilities to protect perhaps your biggest investment.  You may be familiar with the typical homeowners insurance coverage options such as Dwelling, Other Structures on Your Property, or Personal Liability, but what about a [...]

If you own a home or an auto, you understand that insurance is essential.  Not only for a legally mandated reason, but also for protection against claims that can and do happen to homes and autos.  The topic of insurance, alone, can be confusing for many, not to mention the discussion of deductibles. Once you [...]

One thing we know for certain is that life changes.  When you become a first-time homeowner, your financial and marital status may be one thing, but in 5 to 10 years that can quickly change.  Buying a home is a financial commitment but also one that can grow into a family that you want to [...]

Roofing scams are on the rise! While roofs are one of the costliest components of your home, so are the effects of being a victim of a roofing scam.  Falling prey to fraudulent roofing contractors can make your insurance rates go through the roof and can significantly jeopardize your financial stability.  Fraudsters tend to target [...]

You probably have heard of your vehicle having a “black box”, otherwise known as an EDR (event data recorder), especially if you have purchased a car in the last 6 or 7 years. With today’s technological advances, 96 percent of all vehicles sold in the U.S, have a black box that recognizes if you have [...]

Summertime is upon us and that means different things to different people.  For some it may mean vacations, family gatherings, and outdoor activities.  For others, it may mean taking advantage of others by conning them to make a buck.  Summer months can be a field day for criminals trying to catch you off guard or [...]

If you are a business owner that utilizes commercial vehicles for your business, beware who you hire!  You need to prioritize who is operating your fleet vehicles because who drives them reflects on you, your business, and your business reputation.  Most accidents are caused by distracted or careless drivers or drivers under the influence of [...]

Identity theft is something everyone has heard of, especially in our high-tech world today, but do you realize you could be the next victim?  Statistics show that in the U.S., one out of 15 will be a victim of identity theft.  Even knowing this, many adults are still careless when it comes to protecting their [...]

Burglaries happen all too often.  In fact, a burglary happens every 30 seconds in the U.S.  With weather getting warmer and summer vacations being planned, now is the time to take a look around and find ways to keep your home safe while you are away.  More burglaries happen during the months of July and [...]

Current technological advances have certainly lead the way for cyber stalkers to encroach into your private and business data.  Looking for loopholes and weakened security is their main objective so you need to be careful if you have an online retail business.  If a hacker gains access to your website, you are jeopardizing the financial [...]