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Proudly Serving Huntsville, Alabama and Surrounding Communities

Insurance Protection for Your Restaurant

As an Alabama restaurant owner, you are faced with juggling many responsibilities such as managing food supplies, training employees on health and safety regulations, and most importantly providing customer service and delicious food to all your customers.  However, regardless of how careful you are in your business operations, unfortunate situations can still happen which is [...]

By |2019-10-11T20:39:28+00:00October 11th, 2019|Blog|Comments Off on Insurance Protection for Your Restaurant

Insurance for Your Small Motor Carrier Needs

The trucking industry is ever changing to meet industry government regulations, safety standards, and procedures.  Not only that, but if you are a trucking professional you realize you are faced with many inherent risks prevalent within the trucking industry.  All of this combined means finding the right type of insurance for your small motor carrier [...]

By |2019-10-10T19:28:51+00:00September 27th, 2019|Blog|Comments Off on Insurance for Your Small Motor Carrier Needs

Power Outage Planning

Alabama is no stranger to severe weather situations so when a tornado or hurricane strikes bringing heavy winds and rains, it’s no surprise that you may be in store for a power outage.  Regardless of how power outages happen, you need to have power outage planning underway.  Staying safe is essential during a power outage [...]

By |2019-10-10T19:28:51+00:00September 13th, 2019|Blog|Comments Off on Power Outage Planning

Distinctions Between Claims-Made Insurance and Occurrence

Insurance protection for your business is essential but are you getting the right type of protection that suits your particular business needs? Before you sign on the dotted line for Alabama business liability insurance, you need to be aware of some significant distinctions between “claims-made” insurance and “occurrence.” Knowing some of the differences between the [...]

By |2019-10-10T19:28:51+00:00August 30th, 2019|Blog|Comments Off on Distinctions Between Claims-Made Insurance and Occurrence

Is Loaning Your Car Risk Free?

If you own a vehicle, chances are you have loaned your car to someone else for one reason or another. Maybe your friend had to make an emergency trip to the doctor and didn’t have a ride or perhaps a coworker asked permission to use your car to grab lunch one afternoon. Without giving it [...]

By |2019-10-10T19:28:51+00:00August 16th, 2019|Blog|Comments Off on Is Loaning Your Car Risk Free?

Does Your Business Need Crime Insurance?

When you are a business owner, you must evaluate your potential risks and from there, assess the type of business insurance protection you need, but have you considered other insurance options outside of the most obvious? It is clear you need business property protection along with general liability insurance, but does your business need crime [...]

By |2019-10-10T19:28:51+00:00July 12th, 2019|Blog|Comments Off on Does Your Business Need Crime Insurance?

New Venture Trucking Insurance

Becoming a new venture truck driver can be profitable and include numerous perks, but also comes with its share of risks. Traveling long distances and hauling freight for extensive hours exposes you, your truck, and your cargo to potential loss. If you are a new CDL driver or considering new venture trucking as your profession, [...]

By |2019-10-10T19:28:51+00:00June 28th, 2019|Blog|Comments Off on New Venture Trucking Insurance

Hot Shot Truckers and Insurance Requirements

Hot shot trucking is a big business that offers freedom in work scheduling while allowing for significant financial gain depending on how much and how often you want to expedite freight. While a typical truck driving job may be too demanding, a hot shot trucking job may be just what you are looking for, however [...]

By |2019-10-10T19:28:51+00:00June 14th, 2019|Blog|Comments Off on Hot Shot Truckers and Insurance Requirements

The Impact Your Insurance Score Has on Your Alabama Auto Insurance Premium

Having auto liability insurance is required by law if you own and operate a vehicle in Alabama; however, finding the right type of insurance within an affordable price range may not be as easy as you think depending on several factors, such as your insurance score. Quotes for your liability auto insurance may vary depending [...]

By |2019-10-10T19:28:51+00:00May 17th, 2019|Blog|Comments Off on The Impact Your Insurance Score Has on Your Alabama Auto Insurance Premium

Protect Yourself from the Risk of an Auto Accident with Uninsured/Underinsured Motorists

In the state of Alabama, all drivers must carry auto liability insurance on any car they own and operate. While driving without this mandated liability insurance might result in fines and license revocation, there are still those who either don’t have any car insurance or they don’t have enough insurance to cover the damages they [...]

By |2019-10-10T19:28:51+00:00April 26th, 2019|Blog|Comments Off on Protect Yourself from the Risk of an Auto Accident with Uninsured/Underinsured Motorists