This time of the year you will probably see an abundance of deer roaming along roadways and wooded areas, especially during dawn and dusk.  This time of year also means you need to drive defensively in an effort to avoid deer and other road hazards, such as ice, snow, or even distracted drivers.  With an [...]

If you’ve never heard of “specialty insurance”, you aren’t alone.  Sure, you have heard of homeowners, business, auto, and renters’ insurance, but specialty seems so “special” that you may assume you don’t need it.  However, you may be surprised to learn the definition of specialty insurance and why you may need it.  Think about it [...]

Of one thing you can be sure…unfortunate and devastating situations can occur at the blink of an eye and when they do, will you be prepared?  Regardless of how careful you are, there are risks you face in day-to-day encounters that may result in some serious injury and even lawsuits, especially in our litigious society. [...]

The end of summer and beginning of fall can bring some severe weather, even hurricanes.  In fact, hurricane season is upon us and due to Hurricane Sally, some isolated areas in Alabama suffered torrential rains and wind damages, which often results in fallen trees.  Because of the threat of severe weather conditions looming, it may [...]

Fall can mean dealing with a substantial amount of rain precipitation.  Darker and damper weather can also correspond with damages to your home due to the heavier rains that typically accompany the fall season.  Now is the time to consider any potential problems, both inside and outside of your home, and take action to address [...]

Riding a motorcycle is exhilarating yet because of the increased likelihood of crashing, makes for a very risky situation.  According to the IIHS (Insurance Institute for Highway Safety), deaths from motorcycle accidents are 27 times higher than fatalities from car accidents which means safety is key when sharing the roads with motorcycles.  During warmer temperatures [...]

Home burglary happens every 15 seconds in the United States.  This number is alarming and worthy of taking action.  Because of increasing technology, there are varying options available to homeowners that can increase security in and around their homes in an effort to avoid burglars.  If you have ever been a victim of a home [...]

As a business owner, you have invested time, energy, and money to build your business and reputation.  In fact, your livelihood has been flourishing until you find out that your computers were hacked, and now personal, valuable information has been stolen.  Stolen credit card numbers and customers’ personal information means their identities are up for [...]

It happens all too often.  If it hasn’t happened to you personally, you probably know someone who has experienced this before. Nothing can explain that horrified feeling of coming home to find someone has broken in and taken all your valuables, including some inherited jewelry belonging to your great grandmother.  Your valuables are precious and [...]

The trucking industry is growing and can be profitable; however, there are many inherent risks involved in this business.  Hauling heavy cargo across the roadways in big rigs can turn catastrophic quickly and as a trucker, you need to be ready for when it does.  Accidents involving trucks/rigs can result in damages that are exorbitant [...]