If you are a homeowner or considering buying a home, you want to prioritize insuring that home.  After all, having the right insurance protection is essential for when things go wrong, like covered perils such as lightning, severe weather, hail, and fire, that may cause damage to your home and property.  But have you considered [...]

Most people have heard the term underwriting but may not have an idea of the functionality of it and/or how it relates to the insurance industry. Most importantly, underwriting evaluates many factors to determine whether or not the insurance company wishes to take the risk of insuring a potential customer and at what cost. So, [...]

The Covid-19 Pandemic changed the way the business world operates.  During the pandemic, going to the workplace/office translated to staying in the confines of your own home and working virtually.  As time has progressed, many employees have now begun to migrate (at least a few days a week) back to the office to possibly find [...]

Spring has officially sprung and after a bitter cold winter, many of you are ready for the warmer weather, flowers, and outdoor activities.  However, with spring also comes the chance of severe weather conditions such as heavy storms and tornadoes that can wreak havoc on your home.  Before the rains and storms of spring occur, [...]

Fraudulent behavior is on the rise so it’s no surprise when you read about (or experience) identity theft, online scams, or computer hacking.  But what about contractor fraud? If you are a homeowner, there are times that you need something repaired or replaced, but how do you know who to trust?  Unfortunately, scammers are everywhere [...]

If you own or plan to own commercial properties, it can come with some real financial perks; but keep in mind there are potential problems you need to know about. As a property owner, there will be times when your building/property becomes vacant for one reason or another, but should it concern you?  The answer [...]

Each time you get behind the wheel of your car, you run the risk of being involved in an accident, regardless of fault.  Accidents are never easy to deal with and can create a significant amount of stress especially when you are dealing with potential injuries and damages to your car.  However, there are some [...]

If you are a business owner that uses fleet vehicles, it is essential to know who you are allowing/hiring to operate these fleet autos.  Your business stands on reputation and assets, but if you aren’t careful, you could be jeopardizing everything you have worked hard to get. Your employees can either have a positive effect [...]

If you are a business owner, you must be prepared to face certain challenges when they occur.  As you know, accidents can and do happen and you must be prepared to move forward when facing damages to your commercial property caused by a covered peril, such as wind, hail, or fire.  Without the right type [...]

Understanding the concept of commercial umbrella insurance can be unclear on many levels, so now is the time to decode commercial umbrella insurance and depict why your business should consider this line of insurance protection.  As a business owner, you may think that having a general liability policy will provide the right amount of protection [...]