Some Common Alabama Car Insurance Endorsements You May Need

A standard auto insurance policy may not be what you think it is if you aren’t familiar with the policy provisions, conditions, and exclusions. Finding out you aren’t covered for a loss may cost you out of pocket expenses you had not planned on and could leave you in financial distress. Find out some common [...]

By | 2018-09-10T22:46:37+00:00 September 14th, 2018|Blog|0 Comments

What It Means to Insure Your Teen Driver

Your children grow up quickly and before you know it, they are certifiably licensed Alabama drivers, but what does that mean to your auto insurance premium?  Your teen driver may be excited to get behind the wheel of the car, but there are some things to consider before that happens.  Find out what it means [...]

By | 2018-08-21T15:05:18+00:00 August 31st, 2018|Blog|0 Comments

Have You Considered the Following Additional Coverage Options That Are Available Under Your Alabama Contractor Insurance Policy?

The contracting industry can be a risky business unless you can anticipate mistakes or unfortunate situations that may pose a threat to your business, and secure the type of contractor insurance that covers your most inherent risks. You may assume that by having contractor insurance then you are “covered”, but what if you are faced [...]

By | 2018-08-13T23:04:42+00:00 August 17th, 2018|Blog|0 Comments

Have You Considered Some Important Risks That Your Business May Face?

In today’s world, both small and medium sized businesses are exposed to some serious risks that could eventually lead to a downward spiral of your business, assets, and financial security if you aren’t careful. Have you considered some important risks that your business may face or will you risk everything you have worked so hard [...]

By | 2018-07-23T15:58:03+00:00 July 27th, 2018|Blog|0 Comments

Do Your Fleet Drivers Know What to Do Following an Accident?

Accidents involving fleet cars/trucks cost businesses millions of dollars every year, which in turn can create higher insurance rates for business owners. As an Alabama business owner, training your fleet drivers on road safety should never be taken lightly and enforcing safety rules and regulations is a must for the success of your business. Do [...]

By | 2018-07-14T16:01:50+00:00 July 13th, 2018|Blog|0 Comments

Why You Should Consider a Buy-Sell Agreement to Protect Your Alabama Business

Going into business with other people has its share of benefits, but when things go awry, which often do, will your share of the business, assets, and livelihood be protected? Your Alabama business may be profitable and successful, however if one of the business partners dies or wishes to opt out, you need to have [...]

By | 2018-06-18T19:24:02+00:00 June 29th, 2018|Blog|0 Comments

How the Difference Between Certificate of Insurance and Additional Insured Can Impact Your Business

As a business owner, you have a lot of responsibilities in the day-to-day business handling such as appointments, employees, schedules, and even the insurance that protects it. In order to protect your business and assets, you must prioritize the insurance that covers it and knowing some differences between certain insurance terms is vital to the [...]

By | 2018-06-18T19:14:10+00:00 June 15th, 2018|Blog|0 Comments

What You May Not Know About Alabama Auto Insurance

Owning and operating a car also means insuring that same car, as the state mandates, but many people may only view insurance as something that is there just in case an accident occurs, without truly comprehending what kind of protection it offers and for whom it is designed. Don’t wait until after a loss has [...]

By | 2018-05-21T22:43:47+00:00 May 25th, 2018|Blog|0 Comments

If You Own a Restaurant, Know How to Avoid Products and Liquor Liability

If you own a restaurant you know how important your reputation is relative to the food served and customer service provided, and when your patrons dine in your restaurant, you want them to have a wonderful dining experience and come back regularly. However, sometimes things happen and suddenly you may be faced with some unpleasant [...]

By | 2018-05-14T13:18:55+00:00 May 11th, 2018|Blog|0 Comments

How Umbrella Insurance Can Provide Protection for a Low Cost

You may have heard of an umbrella policy in regards to auto or homeowners insurance, but do you know what it means or how it can provide a safety net when situations turn to devastation? Umbrella insurance is designed to help safeguard you and your assets from overwhelmingly large liability claims and/or legal judgments and [...]

By | 2018-05-04T11:20:16+00:00 April 27th, 2018|Blog|0 Comments