New Year’s Resolutions May Jeopardize Your Identity

It is that time again.  The beginning of a new year means taking time to reflect on the past year and making resolutions to improve your life for the coming year.  Self-reflection is a great way to stay grounded and improve various aspects of your life, but beware. Each and every person vowing to make [...]

By |2021-01-10T22:08:23+00:00January 15th, 2021|Blog|Comments Off on New Year’s Resolutions May Jeopardize Your Identity

Homeowners Insurance Rate Factors to Consider

When you get your homeowners insurance premium bill, you may not think too much about how your particular rate was established, but maybe you should.  Insurance rates are not randomly assigned an amount, but instead involve some well thought considerations when calculating each and every homeowners insurance rate.  If you are contemplating on becoming a [...]

By |2020-12-27T23:39:08+00:00December 25th, 2020|Blog|Comments Off on Homeowners Insurance Rate Factors to Consider

Quarantine Fatigue May Affect Your Business

Covid-19 has certainly changed the world by which we know it.  Staying inside more, being quarantined and under lock downs can eventually make you tired.  In fact, quarantine fatigue has become a real thing and if you are feeling it, you aren’t alone.  As a business owner, you can’t afford to let quarantine fatigue negatively [...]

By |2020-12-13T14:51:29+00:00December 11th, 2020|Blog|Comments Off on Quarantine Fatigue May Affect Your Business

Common Coverage Concerns for Landords

If you are in the business of renting properties or fixing up a property with an intent to rent, you need to take a look at some important insurance considerations, conditions, and policy exclusions in an effort to safeguard your property and assets.  As a landlord, you usually advise your tenants to purchase renters insurance, [...]

By |2020-12-02T17:29:14+00:00November 27th, 2020|Blog|Comments Off on Common Coverage Concerns for Landords

Collision Versus Comprehensive- The Great Debate

This time of the year you will probably see an abundance of deer roaming along roadways and wooded areas, especially during dawn and dusk.  This time of year also means you need to drive defensively in an effort to avoid deer and other road hazards, such as ice, snow, or even distracted drivers.  With an [...]

By |2020-11-15T20:10:44+00:00November 13th, 2020|Blog|Comments Off on Collision Versus Comprehensive- The Great Debate

Specialty Insurance and Why You May Need It

If you’ve never heard of “specialty insurance”, you aren’t alone.  Sure, you have heard of homeowners, business, auto, and renters’ insurance, but specialty seems so “special” that you may assume you don’t need it.  However, you may be surprised to learn the definition of specialty insurance and why you may need it.  Think about it [...]

By |2020-10-31T15:43:41+00:00October 30th, 2020|Blog|Comments Off on Specialty Insurance and Why You May Need It

Do You Know About Umbrella Insurance?

Of one thing you can be sure…unfortunate and devastating situations can occur at the blink of an eye and when they do, will you be prepared?  Regardless of how careful you are, there are risks you face in day-to-day encounters that may result in some serious injury and even lawsuits, especially in our litigious society. [...]

By |2020-10-23T22:07:45+00:00October 17th, 2020|Blog|Comments Off on Do You Know About Umbrella Insurance?

Fallen Trees and Your Insurance Protection

The end of summer and beginning of fall can bring some severe weather, even hurricanes.  In fact, hurricane season is upon us and due to Hurricane Sally, some isolated areas in Alabama suffered torrential rains and wind damages, which often results in fallen trees.  Because of the threat of severe weather conditions looming, it may [...]

By |2020-09-25T13:18:58+00:00September 25th, 2020|Blog|Comments Off on Fallen Trees and Your Insurance Protection

Damages to Your Home Caused by Heavy Rains

Fall can mean dealing with a substantial amount of rain precipitation.  Darker and damper weather can also correspond with damages to your home due to the heavier rains that typically accompany the fall season.  Now is the time to consider any potential problems, both inside and outside of your home, and take action to address [...]

By |2020-09-12T21:31:49+00:00September 11th, 2020|Blog|Comments Off on Damages to Your Home Caused by Heavy Rains

Ways to Safely Share the Road with Motorcycles

Riding a motorcycle is exhilarating yet because of the increased likelihood of crashing, makes for a very risky situation.  According to the IIHS (Insurance Institute for Highway Safety), deaths from motorcycle accidents are 27 times higher than fatalities from car accidents which means safety is key when sharing the roads with motorcycles.  During warmer temperatures [...]

By |2020-08-25T14:38:26+00:00August 28th, 2020|Blog|Comments Off on Ways to Safely Share the Road with Motorcycles
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