Each time you get behind the wheel of your car, you run the risk of being involved in an accident, regardless of fault. Accidents are never easy to deal with and can create a significant amount of stress especially when you are dealing with potential injuries and damages to your car. However, there are some [...]
If you are a business owner that uses fleet vehicles, it is essential to know who you are allowing/hiring to operate these fleet autos. Your business stands on reputation and assets, but if you aren’t careful, you could be jeopardizing everything you have worked hard to get. Your employees can either have a positive effect [...]
If you are a business owner, you must be prepared to face certain challenges when they occur. As you know, accidents can and do happen and you must be prepared to move forward when facing damages to your commercial property caused by a covered peril, such as wind, hail, or fire. Without the right type [...]
Understanding the concept of commercial umbrella insurance can be unclear on many levels, so now is the time to decode commercial umbrella insurance and depict why your business should consider this line of insurance protection. As a business owner, you may think that having a general liability policy will provide the right amount of protection [...]
Credit card fraud is a global concern and is one of the fastest growing forms of identity theft. Did you know that every 2 seconds a person in the U.S. is victimized by credit card fraud? This statistic is alarming; therefore, you need to find ways to avoid falling prey to financial criminals. Giving out [...]
The internet has changed the way people shop. Going to an actual store to purchase goods seems to be on a rapid decline while staying inside purchasing items online is on the rise. Today you can sit inside your home or anywhere, browse for your specific items any time of the day/night, hit a button, [...]
If you are a homeowner, you realize the importance of homeowners insurance, but do you ever wonder how your insurance premium rate is established? Most people receive their bill and without much consideration, just pay it. However, you should know there are certain things that are taken into consideration when determining homeowners' insurance rates. 6 [...]
Whether you are a small business owner, insurance company, or homeowner wanting to hire a business for work on your property, you most likely have discussed or requested a “certificate of insurance.” While asking for or requesting a COI may sound like a simple task, there are some issues that surround certificates. It’s not as [...]
Owning a home may be your biggest investment yet, so of course you understand the importance of homeowners insurance, but what you may not recognize is the types of insurance by which to protect your home. There is dwelling coverage as well as market value coverage but knowing which is best for you is essential. [...]
If you are a business owner with fleet vehicle(s), you know the inherent risks each time you or one of your drivers gets behind the wheel of the vehicle. Distracted driving, erratic driving, and speeding (just to mention a few) all pose a risk to your fleet vehicles, employees, and others on the roadway. Accidents [...]