Owning and operating a restaurant can be exhilarating due to the fast past environment, delicious menu options, and the satisfaction of your customers when dining; however, there are some common challenges/risks that are prevalent in the restaurant industry. Unforeseen accidents can and do happen and without adequate training and preparation, accidents can quickly turn into [...]

Owning and operating a restaurant can be a risky business, with many types of inherent perils, so having the right type of restaurant insurance is crucial for your protection. Protecting your business against potential hazards is a must; however, the cost of restaurant insurance premiums can differ depending on various considerations unique to each restaurant. [...]

Whether you are in the business of distribution, selling, or manufacturing, you know that accidents can and do happen. With this, the safety of your products is on the forefront of your success, especially since some products are more inherently dangerous than others. Risking having one of your products injure or harm a buyer/consumer could [...]

If you are in the restaurant business, you know it’s fast-paced and lively; however, you also know that anything can happen! Whether you are facing challenges of accidents (slip and fall), covered losses that may disrupt your day-to-day operation(s), or financial losses, you must be prepared to have the right insurance protection in place so [...]

Insuring your restaurant with the right type of business insurance is imperative, but there are some important factors to understand in the event of a loss. If you suffer a covered loss, you will be faced with the claim payout following the peril and you should know the key differences between replacement cost or actual [...]

The restaurant industry is faced paced and always evolving, and your success depends on having the right type of insurance protection. One thing you can expect to happen are unexpected scenarios, accidents, and disruptions that may impact your day-to-day business dealings.  Facing these challenges and having a plan in place when unforeseen accidents happen is [...]

The construction business can be profitable and successful, but never forget the risk exposures are plentiful. While the right commercial insurance protection is critical, you can do some things to reduce your risks of loss while protecting your employees, property and assets. Read on to find out some common loss control tips for construction companies [...]

If you are planning/designing, or working on a renovation, remodel or new construction, have you considered the right type of protection for the property or renovation during the process? As you know, you can always anticipate the unexpected situation that may damage the work as its being done, so you need to take the proper [...]

If you are a homeowner, then at some point in time, you may have to repair or replace something that is damaged.  For example, your roof may be heavily damaged in severe weather conditions such as wind and/or hail. As a result, you could be faced with contractor fraud. Unfortunately, fraud happens all the time [...]

If you are a restaurant owner or considering becoming one, you need to understand the many risks associated with the restaurant industry.  Restaurants face some unique risks and will need the right type of business insurance to protect your business. Some obvious insurance needs would include coverage for the building itself, liability, workman’s compensation, and [...]