Your restaurant may be your biggest investment and many different people depend on you and your business. From the customers, to the employees, to the food and restaurant suppliers, there are many responsibilities and obligations you must juggle routinely to continue the service and productivity that people expect and deserve.  Without the proper protection, you [...]

There are many situations that work, errands, and travel can present and how you use your vehicle in these different roles matters! Imagine you use your personal vehicle to do normal day-to-day tasks, such as drive to work and run your children back and forth to practice; however, you ALSO use your vehicle in your [...]

When you pay your insurance premium for your vehicle, do you ever wonder how that rate was established? When you purchased auto insurance, you may not have put much thought into how the data on YOU was compiled to arrive at a rate that factors in much about you and much about people totally unrelated [...]

If you have a son or daughter attending a college or university away from home you should consider how they are covered for loss of their possessions while living in a dorm room or apartment. College students today arrive at school with a wealth of electronic gadgets including laptops, smartphones, ipads, tablets, flat screen TV’s [...]

A tree falling is normally considered an Act of God and no responsibility is attached to you. Your neighbor’s homeowner or auto insurance policy will cover the damage caused by your tree falling across property lines assuming your neighbor is properly insured. An exception to this could occur if you know your tree is susceptible [...]

So, you’re getting a divorce and you need to know how that will affect your insurance. It is very important that you consider the impact that divorce will have on your insurance now and after the divorce is final. Often it is completely overlooked by your advisors and it is good that you’re thinking about [...]