If you are a homeowner, then at some point in time, you may have to repair or replace something that is damaged.  For example, your roof may be heavily damaged in severe weather conditions such as wind and/or hail. As a result, you could be faced with contractor fraud. Unfortunately, fraud happens all the time [...]

If you are a restaurant owner or considering becoming one, you need to understand the many risks associated with the restaurant industry.  Restaurants face some unique risks and will need the right type of business insurance to protect your business. Some obvious insurance needs would include coverage for the building itself, liability, workman’s compensation, and [...]

Springtime is officially here and while that brings warmer weather, budding trees, and spring flowers, it also can bring high winds. Windy days and nights can bring down trees, branches, and create havoc whether there are severe weather conditions accompanying the winds. A “high wind” alert from The National Weather Service means that the winds [...]

As a business owner, you have a lot to keep up with when it comes to taking care of and growing your business. Spring is in the air so it may be time to clean up and clear out some things that may be holding you back. Decluttering your business office can reduce stress, optimize [...]

If you own a vehicle, chances are that you have let someone drive your car on occasion.  Perhaps a friend’s car is in the shop getting repairs and you let him/her borrow yours for the day, or maybe a friend or family member had to run to the store for an item(s) and your car [...]

Whether you are planning to move, downsize, or stay put in your current home, it may be time to declutter. As time marches on, things around your place may pile up and what better time to purge than Spring? Plan a proposal to address the “stuff” in your home today! Read on to discover key [...]

Maybe you have been paying your auto insurance without much thought.  It could be just one more bill that you receive and pay without much contemplation on what you are getting for the money you are paying.  No doubt there are ads surrounding all of us about saving money on your car insurance, but what [...]

If you are a homeowner with a basement, you can probably agree that it’s a great place for storage.  Old furniture, rugs no longer being used, boxes filled with important documents, paints, and who knows what else, it becomes somewhat of a “dumping ground” for all those things no longer being used or rarely used.  [...]

If you are a small business owner, you understand that as your business changes, so might your goals. Running a business is multi-faceted so it’s recommended you routinely evaluate what’s working and what areas need improving. Read on to find how your small business can thrive. Key Tips for Your Successful Business A company doesn't [...]

With Valentine’s Day on the horizon, there may be an upswing in engagement ring purchases. If you have recently received an engagement ring or expect an upcoming declaration to spend your life with someone, you need to know that this type of jewelry is not only beautiful and meaningful, but also a big financial investment. [...]