The Pandemic of 2020 made Americans more aware of home projects that needed to be done.  During the time that many were confined to their homes, home improvements soared. In fact, three out of four interviewed homeowners admitted to completing a home project during the Covid-19 pandemic. If you have made changes, renovations, or additions [...]

One thing in life that is guaranteed…life changes! Even small changes can turn to big ones over the course of time, and you need to embrace life’s changes as they come.  Whether you are buying a home, getting married, or divorced, you need to realize those changes can coincide with some financial obligations too. Now [...]

Witnessing a car fire is alarming, but just imagine if it is your car that becomes engulfed in flames.  While it is alarming, it can and does happen and you need to know what to do if your car catches on fire.  According to the National Fire Protection Association, there are approximately 200,000 car fires [...]

If you are a homeowner or planning to buy a home, you need to know that hiring the right contractor can be complex.  Any type of repairs, big or small, require the right type of attention and expertise so you must be prepared to do your homework to ensure you hire someone you can trust [...]

As a business owner, you must be ready for those unexpected situations that can impact your day-to-day operations.  Life is unpredictable but being prepared for a burst pipe or flooding due to severe weather is a must.  Water damage can seriously affect your business operations, not to mention your business dwelling so read on to [...]

With scorching temperatures this summer, cooling off in a swimming pool is a dream. For those homeowners owning and maintaining a pool, floating around carefree is wonderful, but comes with responsibilities. Before you open the gates to the pool at your home, you need to take consideration of pool and drain safety guidelines. Pool Safety [...]

It’s that time of year again!  It's finally warm enough to spend time on your boat with family and friends while enjoying the water and breeze.  Having a great time is on the forefront of your mind, but operating a boat does come with its share of risks. You know that safety is essential when [...]

If you are in the market to buy a previously owned car, you have some options. Many people tend to visit local dealership(s) to view their inventory; however, if you are looking for a used car at a reasonable price, you may want to consider a private seller. While many private sellers do offer great [...]

If you are a homeowner or considering buying a home, you want to prioritize insuring that home.  After all, having the right insurance protection is essential for when things go wrong, like covered perils such as lightning, severe weather, hail, and fire, that may cause damage to your home and property.  But have you considered [...]

Most people have heard the term underwriting but may not have an idea of the functionality of it and/or how it relates to the insurance industry. Most importantly, underwriting evaluates many factors to determine whether or not the insurance company wishes to take the risk of insuring a potential customer and at what cost. So, [...]