When you pay your insurance premium for your vehicle, do you ever wonder how that rate was established? When you purchased auto insurance, you may not have put much thought into how the data on YOU was compiled to arrive at a rate that factors in much about you and much about people totally unrelated [...]
If you have a son or daughter attending a college or university away from home you should consider how they are covered for loss of their possessions while living in a dorm room or apartment. College students today arrive at school with a wealth of electronic gadgets including laptops, smartphones, ipads, tablets, flat screen TV’s [...]
A tree falling is normally considered an Act of God and no responsibility is attached to you. Your neighbor’s homeowner or auto insurance policy will cover the damage caused by your tree falling across property lines assuming your neighbor is properly insured. An exception to this could occur if you know your tree is susceptible [...]
So, you’re getting a divorce and you need to know how that will affect your insurance. It is very important that you consider the impact that divorce will have on your insurance now and after the divorce is final. Often it is completely overlooked by your advisors and it is good that you’re thinking about [...]
The answer is yes, but it is usually limited to a maximum dollar loss and only covered for specific causes of the loss. Your jewelry, fine art (original art work like oil paintings or sculptures), or guns (firearms) are usually covered by the basic homeowner insurance policy. The insurance companies will limit the loss covered [...]
So you need a new roof on your home and you have a contractor ready to begin work, should you let him start? Well, not if he hasn’t shown you proof of insurance coverage! Did you know that you could be held responsible for his employees’ injuries on the job if he does not have [...]
If you’ve received a non-renewal notice from your insurance company that the house you own and lease to someone else, you need to contact us! We have several insurance companies that want to insure your rental homes. Give us a call and we’ll be happy to help you. 256-704-7400
Travelers is now offering up to 22% off when you have both your home insurance and auto insurance with them. Call us and find out if you’re eligible!