Leaving your home for 60 days or more may deem your home “vacant” and could void your Alabama homeowners insurance coverage if you aren’t aware of solutions on how to insure your vacant home. The National Association of Insurance Commissioners has established this 60-day rule of thumb because when a home is vacant/unoccupied for long [...]

You don’t go out and purchase any type of car or home without doing research on which is best for your needs, so why would you purchase just any average insurance coverage for your home and auto just because it may be the cheapest? There are many reasons why you need to invest in the [...]

Owning and running a business means managing a variety of tasks that take time, commitment, and energy, so you may not have taken the time to evaluate the amount of losses your business has suffered or the risks that may expose your business to losses that could, over time, financially impact your business. Because your [...]

Homeowner insurance policies are about as uniquely built as the homes they protect. While many people may consider homeowners insurance as a “one size fits all” protection, others realize that what works substantially for one homeowner may leave huge coverage gaps for the next one. That is why it is valuable for all homeowners to [...]

Owning your own home may mean different things to different people, but opening your insurance bill may mean only one thing; an increase in your homeowners insurance premium. However, despite the rising cost, you can still find ways to save money on your homeowners insurance, without sacrificing coverage that you need. Research the Savings  Saving [...]

A standard auto insurance policy may not be what you think it is if you aren’t familiar with the policy provisions, conditions, and exclusions. Finding out you aren’t covered for a loss may cost you out of pocket expenses you had not planned on and could leave you in financial distress. Find out some common [...]

Your children grow up quickly and before you know it, they are certifiably licensed Alabama drivers, but what does that mean to your auto insurance premium?  Your teen driver may be excited to get behind the wheel of the car, but there are some things to consider before that happens.  Find out what it means [...]

The contracting industry can be a risky business unless you can anticipate mistakes or unfortunate situations that may pose a threat to your business, and secure the type of contractor insurance that covers your most inherent risks. You may assume that by having contractor insurance then you are “covered”, but what if you are faced [...]

In today’s world, both small and medium sized businesses are exposed to some serious risks that could eventually lead to a downward spiral of your business, assets, and financial security if you aren’t careful. Have you considered some important risks that your business may face or will you risk everything you have worked so hard [...]

Accidents involving fleet cars/trucks cost businesses millions of dollars every year, which in turn can create higher insurance rates for business owners. As an Alabama business owner, training your fleet drivers on road safety should never be taken lightly and enforcing safety rules and regulations is a must for the success of your business. Do [...]