It’s that time of year again!  It's finally warm enough to spend time on your boat with family and friends while enjoying the water and breeze.  Having a great time is on the forefront of your mind, but operating a boat does come with its share of risks. You know that safety is essential when [...]

If you are in the market to buy a previously owned car, you have some options. Many people tend to visit local dealership(s) to view their inventory; however, if you are looking for a used car at a reasonable price, you may want to consider a private seller. While many private sellers do offer great [...]

If you are a homeowner or considering buying a home, you want to prioritize insuring that home.  After all, having the right insurance protection is essential for when things go wrong, like covered perils such as lightning, severe weather, hail, and fire, that may cause damage to your home and property.  But have you considered [...]

Most people have heard the term underwriting but may not have an idea of the functionality of it and/or how it relates to the insurance industry. Most importantly, underwriting evaluates many factors to determine whether or not the insurance company wishes to take the risk of insuring a potential customer and at what cost. So, [...]

The Covid-19 Pandemic changed the way the business world operates.  During the pandemic, going to the workplace/office translated to staying in the confines of your own home and working virtually.  As time has progressed, many employees have now begun to migrate (at least a few days a week) back to the office to possibly find [...]

Spring has officially sprung and after a bitter cold winter, many of you are ready for the warmer weather, flowers, and outdoor activities.  However, with spring also comes the chance of severe weather conditions such as heavy storms and tornadoes that can wreak havoc on your home.  Before the rains and storms of spring occur, [...]

Fraudulent behavior is on the rise so it’s no surprise when you read about (or experience) identity theft, online scams, or computer hacking.  But what about contractor fraud? If you are a homeowner, there are times that you need something repaired or replaced, but how do you know who to trust?  Unfortunately, scammers are everywhere [...]

If you own or plan to own commercial properties, it can come with some real financial perks; but keep in mind there are potential problems you need to know about. As a property owner, there will be times when your building/property becomes vacant for one reason or another, but should it concern you?  The answer [...]

Each time you get behind the wheel of your car, you run the risk of being involved in an accident, regardless of fault.  Accidents are never easy to deal with and can create a significant amount of stress especially when you are dealing with potential injuries and damages to your car.  However, there are some [...]

If you are a business owner that uses fleet vehicles, it is essential to know who you are allowing/hiring to operate these fleet autos.  Your business stands on reputation and assets, but if you aren’t careful, you could be jeopardizing everything you have worked hard to get. Your employees can either have a positive effect [...]